Top 10 U.S. Cities Most at Risk for Natural Disasters

Climate change and geography are putting countless U.S. cities in the crosshairs of natural disasters. By compiling the latest data from FEMA's National Risk Index (NRI), the NOAA, and the U.S. Census, we have identified the top 10 U.S. cities with the highest risk for natural disasters in 2025.

Some cities on our list are no strangers to extreme weather— others lurk under the radar. This analysis tracks every federally declared disaster from 1980 to 2025, breaking down the specific threats that have battered each city. But the real danger lies beneath the surface— rising seas, aging infrastructure, unchecked growth, and shifting climate patterns are all factors that could turn a routine storm into the next national emergency.

#10. Charleston, SC – Historic City Facing Hurricanes & Quakes

Charleston is nestled between the Atlantic Ocean, and the Ashley and Cooper Rivers on a low-lying peninsula, making it particularly vulnerable to flooding via storm surge. The cobblestone streets and quaint townhouses of Charleston exudes historic charm. But beneath the picturesque appearance lies a city on the edge.

The population has more than doubled over the past four decades, driving to development in flood-prone zones. The city is grappling with the ever-increasing threat of powerful hurricanes, rising sea levels, and even an eerie possibility of a long dormant earthquake roaring back to life.